At Luko, we chose not to have agencies. Digital allows us to be way more responsive, available... while reducing our expenses, and in the end, fees we charge you.
Just forget registered mails and written forms you have to send for all your insurance procedures. Subscription, compensation, claim declaration, everything can be done online. Hence, you can get insured in 2 min after having asked all your questions to someone on a sunday.
Not having agencies allows us to reduce our expenses and keep prices fair for our insurees. If you ever want to send us a letter, here's the address:
Luko Cover SAS
91, rue du Faubourg Saint-Honoré,