💰 Good to know Premiums for non occupant owners insurance are deductible from your property income.
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I will soon move to a new place & for insurance I decide to carry on with @getluko. Why? When I chose them few years ago, I was almost waiting for a disaster, to see if the experience will be as good as the sign up one. I had a problem: my experience was beyond expectations!
We answer the most common ones here because there are no stupid questions...
Is non occupant owners insurance mandatory?
As per the Alur law, non occupant owner insurance is mandatory, at least against the risks of civil liability, and if you are in co-ownership. If you are not in co-ownership, it is not mandatory but highly recommended in order to protect you against damages...
What is the purpose of non occupant owner insurance?
Non occupant owner insurance is used to protect a home you own but do not occupy, filling a kind of "legal void" for the landlord. Indeed, the dwelling is sometimes unoccupied but remains exposed to risks. This insurance allows the owner to be protected, whatever the circumstances or to even cover an insufficient insurance on the tenant's side...
Luko Cover is a Simplified Joint Stock Company (SAS) with 500,000€ in capital and is registered with the registre du commerce et des sociétés of Paris under the number 837 821 149. Operating under the brand Luko, the company is governed by Le Code des Assurances and is registered with Registre ORIAS under the number 18002431