Our mission : transform the insurance industry for a better society.
When you sign up for the Luko insurance, you can choose from 4 charities.
We create a common fund for all users who've chosen the same charity.
At the end of each year, we give what's left in the fund, directly to the charity!
You know exactly where your money is going.
All the leftover money goes to the charity of your choosing.
This effectively ends misaglignment of interests between insurers and insurees.
You get the best and cheapest insurance, and still get to support a charity of your choice.
There is no longer a conflict of interest between the insurer and you. We only collect a 30% flat fee, and we don't try to increase our revenue by finding good excuses to deny your claims.
Social responsibility & positive impact is at the core of our business model.
Makes coding accessible to everybody
Simplon.co offers free and intensive digital training courses for talented people who are far from employment or located in fragile territories. In 6 years, 6,300 people have been trained - 36% of whom are women, with a 73% return-to-work rate. With 97 factories opened and currently operating in 14 countries, Simplon.co continues to develop its social impact.
Protects our planet through agroecology
Its mission is to transmit knowledge related to responsible and ecological agriculture across regions. The association carries out more than 30 solidarity projects in West Africa and in countries around the Mediterranean. To date, there are 7 training centres in France and 10 in Africa and Morocco. The association also supports projects that have a leverage effect towards change of scale: connected agro-ecological farms, agricultural component of integrated territorial projects, oasis projects.
Building Social Links
For over 30 years, Habitat and Humanisme has been working to respond to the isolation issues that people in dire straits can sometimes face, through housing, inclusion and re-creation of social links. Habitat and Humanisme missions are to enable people with limited resources to access decent housing, as well as to offer personalized or collective support for social integration. More than 24,000 families in difficulty have been housed since the beginning, in over 8,000 homes.
Some may say that we are idealists. In reality, we just have big ambitions to use AI to build better services with positive impact. Luko Giveback is carefully engineered to bring the best out of us all. The Giveback structure ensures alignment of your interests along with society's best interests. A win-win scenario! We started Luko to make your home safer and to positively impact the planet. The bigger the Luko community grows, the broader our global impact will be.