The home insurance you were waiting for
Get covered in less than 2 minutes and Luko takes care of cancelling your former policy for you. It's as simple as that.
Get covered in 2 minutes
Download your certificate immediately
Compensated twice as fast
Simply tell us what happened
An artisan at your door in 2 days
Our network is always by your side in case of damages
Customisable and without obligation
There is no minimum engagement period with our contracts that you can edit anytime: add a beneficiary, remove a guarantee, download your certificate. All that in 2 clicks.
Get a quote in 2 clicks
Reliable compensations, twice as fast
If you have a hitch, tell us what happened. Luko will compensate you within a few hours or days. Our last validated record: a veranda compensated in 2h35.
Find out how Luko pays back efficiently and faster
A repairman at your door in 2 days
In case of a damage, a certified artisan or an expert from our network is sent to your home to take care of everything. All you have to do is open the front door.
Discover our members testimonials
"Great service, fast and efficient, a joy! Very quick subscription in less than 5 minutes and a team available in a few minutes to answer our questions. As for the price, I divided my monthly bill by 3."
Célia N. — Insured since April, 2020
The Giveback:
the insurance servicing its community
The traditional insurance model is built on conflict of interest.
The less you are reimbursed, the more money the insurer earns. We have therefore decided to put an end to this and to adopt a new, transparent remuneration model.
Here’s your premium.
You pay it every months.
70% is pooled
with our other members’ premiums. If you ever file a claim, that pool will be used to compensate you.
30% of your contribution
is dedicated to Luko's management costs: customer service, claims management, innovation, etc.If there’s money left at the end of the year,
it’s donated to the charity of your choice. It won’t increase our profit.
30% of your contribution
is dedicated to Luko's management costs: customer service, claims management, innovation, etc.70% is pooled
with our other members’ premiums. If you ever file a claim, that pool will be used to compensate you.
If there’s money left at the end of the year,
it’s donated to the charity of your choice. It won’t increase our profit.
You too can join the movement
Luko is a BCorp certified company
which attests to our social and environmental commitments and our efforts of transparency towards our customers.
Historical partners to protect what matters to you
We have gathered strongest partners and the best experts to guarantee our contracts and services.
Since 1880
Since 1863
In 2 minutes, get all the information to actively protect your home.
